Question: How do you know that your score is accurate?
Answer: You DON’T know, and that’s a real problem. Your score is only as accurate as the data reported to the credit bureaus, and this data can be corrupted in several ways:
1.) Mistake: An item of information might be factually incorrect, or it might be inaccurately posted to your credit bureau file.
2.) Timing: There might be a delay between the date you do something (like pay off an account) and the date the information is reported to the credit bureaus and posted to your file.
3.) Identity Theft: Someone else might be creating activity under your name and identity.
Contact us now to take the first step toward fixing any errors on your reports that may be keeping your score low.